I totally forgot about this thread, rip lation and his thread.
But nah in all honesty, school isn't for everyone.
I haven't finished school yet, not because I can't be bothered with it as I've tried multiple times to go back to school, even tried some online courses.
Don't get me wrong, I think people should at least give it a chance, maybe you won't get far but that's alright.
I'm not 100% on the system in America but here in Iceland it won't cost you a fortune to get education (in most cases) so I can't exactly comment on the debt part.